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How to Use Checkbook.io

How to Use Checkbook.io

As a company constantly working to improve our client experience, we use an online tool called checkbook.io to automate our Teacher Payouts, Consignment Payouts, Musician Payouts, and other payments that would previously have been issued by a paper check. We believe this method is easier, more efficient, much more secure, and far less error-prone than printing, signing, and mailing physical checks. As a company policy, we no longer print and mail physical checks for any reason. Flute Center is officially paperless!

Please note that this service initiates an ACH transfer. The network for ACH transfers was designed for the American Financial System. International clients without a US bank account - or domestic clients who prefer not to utilize the checkbook.io software solution - can still request payment from Flute Center via a traditional bank-initiated wire transfer or ACH, via Zelle, or via Paypal. 

Flute Center will initiate a payment email from within Checkbook.io, which will be sent to the email address we have on file for you. Please make sure your email address is updated and correct in our database by calling or emailing any of our team members. The payment message will come from support@checkbook.io immediately upon initiation.

How to Redeem Your Payment

This process should take less than 5 minutes to complete.

Step 1: Open your payment email

Open the email from Checkbook.io and click “View deposit options.”

Step 2: View your digital check

 A screen will appear showing your digital check. We recommend only using the “Direct Deposit” option.


Step 3: Choose "Direct Deposit"

Click through the prompts to begin your Direct Deposit. Checkbook.io was founded by a former VISA executive and funded by JP Morgan Chase, and uses bank-grade security via Plaid for all transfers.

We strongly recommend choosing the Deposit option and utilizing the online banking connection.

Important:
• Printing the check eliminates our ability to void and reissue it.
• Most bank tellers may not accept non-traditional, self-printed checks.
• Mobile deposits typically work but are not preferred.

Step 4: Verify Your Bank

If you select Deposit, Checkbook.io will offer two verification methods:

  • Instant Verification
    Search for your bank, select “Continue Without Paper”, and log in via Plaid.
    Neither Checkbook nor Flute Center ever sees your bank login or account information.

  • Manual Verification
    Manually enter your routing and account numbers.
    This information is never stored on Checkbook’s servers.

Step 5: Receive your funds

Once your bank account is connected, funds will appear within 5 business days.

 

Checking Status or Updating Deposit Info

You can change deposit information or check the status of your payment at any time by clicking on the original Checkbook.io email. Your payout is safely, quickly, and accurately deposited into your account.

As always, thank you for supporting your Flute Center! We appreciate the opportunity to assist you with all your flute-related needs. 

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